Hi, My Name is Morgan Torres (NMLS# 1688918), a licensed Florida Mortgage Loan Advisor. I am happily married to my husband of 16 years and we have a wonderful son named Dylan. Currently, I live in Florida and have been in the field of marketing and customer relations for over 15 years. Before I became a Mortgage Loan Advisor, I helped run a local non-profit organization whose mission was to educate the private and public sectors on efficient ways to help fund necessary community services like fire departments, law enforcement and schools. I was a competing tennis player and choir participant. I enjoy water sports and studied various styles of marketing and graphic design. Over the last 3 years, I have been helping people obtain Mortgage Loans.
I am currently a Mortgage Loan Advisor for Community Lending A Division of Hamilton Home Loans where we are dedicated to giving back to the community one household at a time. I am dedicated to helping homebuyers find the perfect loan that fits their lifestyle and budget. I am truly passionate about my profession, and the result is that nearly 100% of my business is by referral from satisfied clients, trusted financial advisors, and realtors in Florida. My mission is for me and the Community Lending Team to carefully guide you through the entire loan process so that you feel confident as you make choices about the many options available for your financing strategy. With many years and a wide range of experience in the mortgage industry, my dedicated team stands ready to assist each and every step of the way.
We've collected reviews from my clients so that you can see how I'm doing.
The ease of e-signing was a great aspect from being in a different state. Also being guided through the whole experience.
Excellent follow up.
We felt Morgan always had our interests in mind. She was very was easy to reach and communicate with. We will be telling our friends in need of a quality lender to call her!
Thanks for all your help Morgan, as an agent it was great working with a company that keeps both sides updated. Thanks again
The transaction did not close on time, had to extend closing.
- Open communication - Friendly and welcome attitude - Made the whole process almost painless - Understood what I was looking for and made the effort to meet them. - Reachable to answer questions. - was a very good experience and as a person that also deals with customers in my job. The person providing the service is the key for a customer to feel satisfied. Morgan Mains did an outstanding job on that.
Morgan’s dedication and communication!
Morgan was great. Communicated with us the entire way. I’ve already recommended her to friends.
Morgan was extremely knowledgeable and was the only firm that understood foreign income exclusions and was able to get me funding for my mortgage. She went above and beyond to ensure we had timely communication despite me being overseas working and 8.5 hours ahead of her. Morgan is a true professional and master of her trade
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This calculator is made available to you as a self-help tool. All examples are hypothetical and for illustrative purposes only. Any calculations assumes the theoretical borrower will have excellent credit and are based on information you have provided. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on location, loan type, and many other determining factors. This information was prepared by an independent third party, and accuracy is not guaranteed. We encourage you to seek personalized advice from qualified professionals regarding all financial issues and needs.
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Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. I am dedicated to finding the right loan (with great rates), terms, and costs to meet your specific needs!