Year in Review


Wow! What a Year!

No one could have imagined the challenges that this year presented to us. We had to make many sacrifices, with some tougher than others. Yet in the face of adversity, we managed to have an amazing year and I would like to take a moment to express gratitude for all that has been accomplished by this Hamilton team.

Ask almost anyone and they will probably agree that 2020 was one for the history books!  The year saw monumental changes in the way we live our lives and in the way we conduct business. Even with these unanticipated challenges, we were incredibly successful thanks to the dedication and talents of our team!

We started out the year as Hamilton Group Funding on very firm footing, given historically low interest rates and a strong purchase market. This was celebrated at our Sales Rally in early January, and the Sales team left the conference energized and ready to conquer the world.

Then in March, we were hit with a curveball in the form of the coronavirus pandemic that very quickly transformed us, with few exceptions, into a fully remote workforce. Still, we managed to make that move seamlessly and we thrived! We were fortunate to add personnel while other industries were letting people go. For these good fortunes, I am grateful.

We also dealt with a major disruption in the capital markets. This surprise was due to all the uncertainty surrounding COVID-19. Many of our tried-and-true investors were nowhere to be found. We weathered the storm, however, mainly due to the strong financial position of the company.

As we moved into late spring, it became crystal clear who the real superheroes were —the medical community! It’s one of the reasons we made the decision to offer Hamilton for Heroes to nurses and physician assistants. This supplemented the program that we already had in place for police, military and other first responders. In addition to being selfless, these heroes embody Hamilton’s core value that pledges: “We care about how our actions affect one another, our community and our customers.”

July was a record-breaking month! We reached over $200 million in fundings and $1 billion year-to-date. By comparison, the $1 billion in fundings did not occur until December 2nd in 2019.

Not to be outdone, we also broke funding records in August and September — $209 million and $229 million, respectively.

As if that weren’t enough, for the fourth year in a row, the Sun-Sentinel chose us as a Top Workplace in South Florida. That speaks volumes about the quality of employees that make Hamilton Home Loans an incredible company to work for.   

October marked the fourth consecutive month that we broke $200 million in fundings, coming in at $248 million. October also marked the month that we officially rebranded from Hamilton Group Funding to Hamilton Home Loans. The goal of rebranding was to evolve our brand and align it with our vision for the future. Our tagline — A Refreshingly Simple Experience — epitomizes how we differentiate ourselves from our competitors and what we strive to deliver to our customers.

This year was full of outstanding accomplishments and we sure did end it with a bang. In December, we reached $2 billion for the year for the first time in our company’s history! It was only fitting that we reached the $2 billion mark to close out this record-breaking year.

Teamwork like this does not come out of thin air. It’s because of our team and the culture we have created. We are going to continue building on the momentum of this past year and keep going strong as we greet 2021!

Hats off to everyone in the Hamilton family for their amazing efforts this year! On behalf of our entire team, I wish our customers and business partners health and happiness during the coming holidays.